Consider the type of residence that will serve your needs, what you can afford, how much financing you can secure, and who will help you conduct your search.

Buying a home involves finding the right agent to help in your property search, obtaining financing, making an offer, getting a home inspection, and closing on the purchase.

Once you’ve moved in, it’s important to maintain your home and keep saving to be prepared for any unforeseen costs in the future. Homeownership costs extend beyond down payments and monthly mortgage payments.

With homeownership comes major unexpected expenses, such as replacing the roof or getting a new water heater. Start an emergency fund for your home so that you won't be caught off guard when these costs inevitably arise. Saving 3-6 months of living expenses is recommended for an emergency fund.

Download this guide if you are starting your home buying journey. You will find valuable information about the path to homeownership, do's and don'ts, mortgage tips and more! Click the button below to view or download your copy today.